Insurance for Your Business

Business InsuranceAt the R.S. Gilmore Insurance Agency, we recognize the importance of insuring the financial security of your business at a cost that makes good financial sense.

We service our commercial clients as we would like to be treated, fairly and honestly. We understand the importance of insuring against property loss, income loss, automobile liability and employee disabilities.

Since 1938, the R.S. Gilmore Insurance Agency has put together a team of customer service and insurance professionals to service small to mid size businesses.

Specialized Business Insurance Coverage:

  • Restaurants
  • Electrical Contractors
  • Landscape Contractors
  • Plumbing, HVAC Contractors
  • Technology related industries
  • Professional Liability

We offer you complete insurance programs, including property, general liability, workers compensation, business automobile, umbrella liability, professional liability and more…

Each business insurance policy begins with a pre-survey, a meeting in which we determine your present coverage and your current exposures.  With this information, we return to one of our offices to research your insurance portfolio.

The R. S. Gilmore Insurance team is unparalleled in the skills and willingness necessary to find you the best coverage at the best price.

We work with many different insurance companies on a daily basis to maintain a working knowledge of the solutions to business insurance problems.

Once our research is complete, you receive a proposal including our recommendations on coverage, deductibles and cost.

Each business we work with has its own requirements - there is no package or business insurance policy that is right for everyone.

From shoe stores to builders, and everything in between, our client teams work closely with customers to determine precisely the right risk management approach. From the hundreds of commercial insurance products we offer, most companies find their needs represented in the above product lines.

General Liability

Insures you against bodily injury & property damage. Depending on your business, we can also provide product liability coverage against product malfunctions that result in bodily injury, property damage, or personal injury.

Commercial Auto

Provides protection for any auto used by your business. Includes protection against bodily injury, collision, medical payments, personal injury, property damage, uninsured motorists, and theft damage.

Workers Compensation

In the event that an employee is injured at work, this coverage provides payment.

Real/Personal Properties

Protects your property in the event of a loss. If needed, can also include coverage for customers whose personal property is damaged while left in your possession for servicing.

Employment Practices Liability

In response to a growing trend in employee-related litigation related to claims of wrongful termination, sexual harassment, discrimination, and unfair hiring practices, this policy can provide protection for the company, employees, officers, and directors.

Professional Liability

Covers you for damages or injury arising out of your negligence, mistakes, or failure to take appropriate action in the performance of professional duties.

 


Please contact us for more information or Request a Quote

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